Internet Privacy Policy

We respect the privacy of our customers and our web site visitors. We do use information you provide to better serve your insurance needs. We also recognize that this information belongs to you and that we must treat it accordingly. The following statement spells out our Internet Privacy Policy in more detail. Except for those portions of the policy that refer to the policies of Cathy S. Ramsundar Insurance Broker, website being www.csrinsurance.ca, the policy applies to www.tramca.com and other sites on the World Wide Web owned and operated by Tramca Group Inc.

Our Use of Personal and Non-Personal Information.
We collect two kinds of information about our on-line visitors, personal and non-personal information. Visitors are not required to register to access the public pages of this site. Non-personal information is collected to track the total number of guests visiting this site and to guide our efforts to improve our site. The non-personal information we monitor includes the browser type and operating system being used by our visitors; areas of the sites visited; date and time of access; host or service-provider information, and identification of the referring site. This information is used exclusively for our internal purposes and is not disclosed to any non-affiliated third parties except our associates. Personal information that can identify a visitor, such as name, address or policy information, is collected only when voluntarily offered and solely for purposes that are clearly identified on our site. Personal information acquired through registration is kept confidential and will not be disclosed to third parties except as may be required by law. Cathy S. Ramsundar Insurance Broker, Mitchell Sandham Inc., and webmaster, Tramca Group Inc., does not seek personal information from children.

Our Use of Customer Information Obtained From Our Web Site.
Cathy S. Ramsundar Insurance Broker's policy is to limit access to customer information to those who need it to serve customers’ insurance needs. We do not disclose customer information to third parties other than our internal staff, except as necessary to conduct business, e.g., providing insurance quotations and, to assist in settling claims. We do not conduct direct on-line or telephone sales programs to our customers using information obtained from our web sites without prior consent. Please refer to our Privacy Policy webpage for more information about our personal information handling practices.

Our Use Of "Cookies"
This site may place an electronic "cookie" in the browser files of a guest's computer. Cookies are pieces of information that a web site transfers to an individual’s computer hard drive for record-keeping purposes. Cookies themselves do not enable us to access any personal information about our visitors; however, they do allow us to analyze guests’ use of our sites. This analysis helps us better understand which areas of our sites are most useful and popular so we can plan improvements and updates accordingly. We does not use cookies to retrieve information from a visitor’s computer that was not originally sent in a cookie.

Internet Communication.
The privacy of communication over the Internet cannot be guaranteed, because the Internet is not a secure medium. We do not assume any responsibility for any harm, loss, or damage you may experience or incur by the sending of personal or confidential information over the Internet by or to Cathy S. Ramsundar Insurance Broker.

Consent.
By using this site, you signify your consent to Cathy S. Ramsundar Insurance Broker's Internet Privacy Policy. If you do not agree to this policy, please do not use this site. We reserve the right, at our discretion, to update, change, modify, add, or remove portions of these terms of use from time to time. Any changes to these terms of use will be promptly disclosed in this area.

Cathy S. Ramsundar Insurance Broker Privacy Policy.
Further information about the personal information handling policies of Cathy S. Ramsundar Insurance Broker in general may be obtained by consulting Cathy S. Ramsundar Insurance Broker's Privacy Policy.