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Copyright Notice
ALL RIGHTS RESERVED. No part of the
materials made available may be reproduced, stored in a retrieval
system, or transmitted, in any form or by any means electronic,
mechanical, photocopying, recording, or otherwise without prior
written approval.
TERMS OF USE
BY YOUR USE, YOU AGREE TO THESE TERMS
OF USE.
IF YOU DO NOT AGREE TO THESE TERMS OF
USE, DO NOT USE.
We reserve the right, at our
discretion, to update, change, modify, add, or remove portions of
these terms of use from time to time. Any changes to these terms of
use will be promptly disclosed in this area.
1. The materials made available,
including materials in linked sites directly or indirectly
accessible from here, are provided "AS IS" WITHOUT WARRANTIES OF ANY
KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ALL
IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE, OR NO INFRINGEMENT.
We do not warrant that the materials
will be error free, nor free of viruses, defamatory, offensive, or
other harmful matter. You assume the entire cost of any necessary
service, repair, or correction.
2. The materials that can be accessed
from linked sites are not maintained by us and we are not
responsible for the contents thereof. Any reference to a linked site
or any specific third party product or service by name does not
constitute or imply its endorsement by us, and you assume all risk
with respect to its use.
3. Under no circumstances shall we,
nor our affiliates, agents, and suppliers, be liable for any
damages, including without limitation, direct, indirect, incidental,
special, punitive, consequential, or other damages (including
without limitation lost profits, lost revenues, or similar economic
loss), whether in contract, tort, or otherwise, arising out of the
use or inability to use the materials available here or in any
linked site, even if we are advised of the possibility thereof, nor
for any claim by a third party.
4. This is for your personal and
non-commercial use, and you agree to use this for lawful purposes
only. You shall not copy, use, modify, transmit, distribute, reverse
engineer, or in anyway exploit copyrighted or proprietary materials
available from here, except as expressly permitted by the respective
owners thereof. Use of any software available for downloading is
governed by the terms of the applicable license agreement
accompanying or included with the software. All trademarks, service
marks, and trade names are the marks of the respective owners, and
any unauthorized use thereof is strictly prohibited.
5. You agree to defend, indemnify,
and hold us and our affiliates harmless from and against any and all
claims, losses, liabilities, damages and expenses (including
attorney's fees) arising out of your use.
6. The terms of use related to
copyright, trademarks, service marks, trade names, and/or all other
materials of a proprietary nature shall be governed in accordance
with the laws of the Province of Ontario, Canada and all Federal
laws of Canada applicable therein, excluding any conflict of laws
provisions. We reserve the right to add, delete, or modify any or
all terms of use at any time with or without notice.
7. Any information at this site about
Cathy S. Ramsundar Insurance Broker is used with the permission of
Cathy S. Ramsundar and Mitchell Sandham Inc.
8. This website and its
contents was created/designed/written and is hosted by its
webmaster, Tramca Group Inc.
www.tramca.com
Any use by a third party wishing to reproduce any part of this
website must be given permission by Tramca Group Inc. Email at
info_business@tramca.com
Copyright (c) 2007 Cathy S. Ramsundar
Insurance Broker, an Associate Insurance Broker of Mitchell Sandham
Inc. All Rights Reserved.
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